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 Important information about opening a new account.
Mortgage Pre-Qualification
The Village Bank's new state-of-the-art computer system allows us to pre-qualify you in just minutes, even over the phone! Contact our mortgage originator for more information.
Pre-Qualify Online!
If you are ready to roll, you can also complete our online pre-qualification. One of our mortgage originators will contact you within 1 business day to discuss the results. To ensure that your information remains secure we use SSL technology and 128-bit encryption throughout the application. Available for Massachusetts properties only.
First Time Home Buyers
Our First Time Home Buyers Program is available to people who have never owned a home, and also to those who haven't owned a property in the last three years. You'll pay less up front and less to close your loan. We make buying a first home well within your reach!
Free Home Buyers Seminar
Whether you're buying your first home or in the market for a new home, you will want to attend one of our FREE Home Buyers Seminars. Get all the information you need from home inspections to mortgage insurance to financing option to make you a knowledgeable buyer.
Adjustable Rate Mortgages (ARMs)
If you're looking to buy or refinance, The Village Bank is a fantastic source of affordable Adjustable Rate Mortgages. ARMs offer more flexibility, with rate adjustments during the term.
Fixed Rate Mortgages
If you want set monthly mortgage payments, and don't want to worry about changing interest rates, a Fixed Rate Mortgage is just the ticket! Because you can choose a repayment term as long as 30 years, a Fixed Rate Mortgage makes it possible to establish a monthly payment that fits your budget.
Jumbo Mortgages
Sometimes the home of our dreams is near the upper end of the price scale. Not to worry, our Jumbo Mortgages are available, with mortgages from $240,000 on up! Our Jumbo Mortgages are available either as an adjustable rate or fixed rate mortgage.
Bridge Loans
Sometimes, you find your new home before you sell your old home. A Bridge Loan uses the equity in your "for sale" home to finance our new home. It's paid off when you close the sale on your old home!
One-Step Construction Mortgage (for Home Owners)
Now you can finance your home construction and your new home in a single step. This mortgage is construction financing and mortgage rolled into one.
There's just one application process, one appraisal and one closing - saving you thousands of dollars. And because you lock in your mortgage rate at closing, you won't have any unpleasant surprises later on. In fact, when your home is completed, there's just one thing left to do – move in!
Construction Loans for Builders
Home construction is a tough business, filled with uncertainties and risks. What you need from a bank is someone who will work with you, and stand by you during the construction. The Village Bank is the place that local builders look for the service and support they need. We have jumbo mortgages with interest only options and we'll work with you to develop reasonable disbursement schedules.
Make an Appointment!
Use our Appointment Request Form to request current rates, additional information on all of our home financing services, or make an appointment! We would be happy to set up an appointment for you at the Bank, or at your home or work. Or call Cathy Mullane at (617) 527-6090 ext 203.
You Have a Friend in the Village!
For more information on any of our products or services, please complete our information request form, or call (617) 527-6090.
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